Zynergy Financial Planning, based in Red Bank, NJ, was born out of the desire to offer the customer a better choice in financial services. Its founder, Ryan Zacharczyk, after a successful Wall Street career, determined the most ethical, efficient, and productive way to serve the individual would be a fee-only financial planning firm.

Zynergy specializes in helping those individuals, age 50 and older, who are preparing for retirement and want to make certain that their available assets will help them maintain a quality lifestyle throughout their golden years. At Zynergy, you come first. We believe that the only way to serve you is to learn and understand your story; who you are, where you've been, what you've done. Only then, using your values, and beliefs will we be able help guide you to the future that is right for you.

We work with you to develop a practical plan that encompasses assets, pensions, Social Security, and Medicare to design the retirement you've earned and dreamed of.

Zynergy does not "sell" products or collect any commissions from outside third parties or other financial institutions. This guarantees that the relationship between you and your planner remains in its purest form, without conflicts of interest.